Bankruptcy Services

Because a fresh start is the only kind of start...

Bankruptcy is an ever-changing field of law. Recent legislative changes have made it more difficult to file bankruptcy, but they still allow most individuals to file bankruptcy. The need for bankruptcy, however, still exists. The increased medical care costs, declining wages, and an uncertain job market mean that debt often becomes too much for a family to bear. Given these circumstances, a family has only a few options: sell the family home, get a second or third job, or declare bankruptcy. When you declare bankruptcy, you legally state that your debt and expenses exceed your income.