Bankruptcy Attorneys in Fort Myers, Florida
Our firm works with individuals and families seeking guidance from a bankruptcy attorney in Fort Myers, Florida, including those filing cases in the Fort Myers Division of the United States Bankruptcy Court for the Middle District of Florida. We are passionate about helping people in Fort Myers who are dealing with overwhelming debt find a path toward a fresh financial start.
Feeling Overwhelmed By Debt In Fort Myers, Florida?
You are not alone. Many people we meet are dealing with creditor lawsuits, wage garnishments, or falling behind on a mortgage, credit cards, or a vehicle loan. Financial pressure can build quickly after unexpected life events or changes in income, and it is more common than most people realize.
Many individuals and families in Fort Myers come to us after spending months trying to keep up with minimum payments or using one account to cover another. By the time collection activity begins, it can feel like there are no good options left. In reality, federal bankruptcy law was created to give people a structured way to stabilize their finances, protect certain assets, and move forward without the constant pressure of escalating debt.
How Bankruptcy Can Stop Lawsuits, Garnishment, and Foreclosure
Filing a bankruptcy case can trigger immediate legal protections that pause many forms of collection activity. Through what is known as the automatic stay, creditors are generally required to stop pursuing lawsuits, wage garnishments, and ongoing collection efforts while the case is pending. For many individuals and families in Fort Myers, this pause provides much-needed breathing room to evaluate their options and make decisions without constant pressure.
Depending on the situation, bankruptcy may:
- Stop or prevent wage garnishment immediately;
- Pause foreclosure proceedings while options are reviewed (including mortgage modification within bankruptcy);
- Stop creditor lawsuits and collection calls;
- Allow certain past-due amounts to be addressed through a structured plan;
- Eliminate some unsecured debts such as credit cards, medical bills, personal loans, payday loans, BNPL (Buy now pay later debt like Klarna, Affirm, Afterpay)
Every case is different, and the protections available depend on the type of bankruptcy filed and the specific financial circumstances involved. The most important step is getting clear information early so that decisions can be made from a place of stability rather than urgency.
Local Guidance From A Fort Myers Bankruptcy Attorney
Working with a local bankruptcy attorney who understands the Fort Myers Division of the United States Bankruptcy Court for the Middle District of Florida, can make the process feel far less intimidating. Each court has its own procedures, local rules, expectations, and timelines, and familiarity with the local process helps reduce unnecessary surprises.
Our office regularly assists individuals and families throughout Fort Myers and the surrounding Southwest Florida communities, including Cape Coral, Lehigh Acres, Estero, Bonita Springs, and Naples. We focus on providing clear, practical guidance at each step. From preparing the petition to attending the Section 341 meeting of creditors, so clients understand what is happening and what to expect next.
Our attorneys are actively involved in the bankruptcy law community both locally and nationally. Adrian Lynn previously served as President of the Southwest Florida Bankruptcy Professionals Association, and Veronica Batt currently serves as Vice President (for 2026). We also maintain membership in the National Association of Consumer Bankruptcy Attorneys (NACBA) and the American Bankruptcy Institute (ABI), which helps us stay informed about developments in bankruptcy law and best practices, as regularly attending local and national in depth training events, including NACBA's Advanced Bankruptcy Litigation Institute.
Bankruptcy is often a deeply personal decision, and many people come to us after spending months trying to manage the situation on their own. Our role is to provide accurate information, a listening ear, a judgment free zone, and a structured path forward so that decisions can be made with clarity, confidence, and dignity. We would be honored to help you with your fresh start!
Our Attorneys
You Don't Have To Navigate This Alone
If you are dealing with mounting debt, collection pressure, or just want to understand your options, speaking directly with an attorney can often provide clarity. Our office works with individuals and families throughout Fort Myers and Southwest Florida to provide straightforward information so decisions can be made with confidence and without judgment.